Commercial vehicle insurance
Our commercial vehicle insurance product
Commercial vehicle insurance is our specially designed product to cover work vehicles and is underwritten by Groupama Insurances, a major European insurer.
We have made the quote process as simple as it possibly can be, the only information we need about your vehicle is its registration number. We then find out everything else we need to know based on this, saving you having to enter all the details yourself.
Cover is offered at both fully comprehensive, or third party fire and theft levels. We allow up to three named drivers and up to seven years no claims discount can be applied to your policy, providing a considerable discount to careful drivers.
The following limitations apply to the drivers:
- All drivers must be between 21 and 65 years old
- No more than 3 penalty points in total (across all drivers)
- No driver may have made a motor insurance claim in the last three years
We can only provide cover for single vehicles at present, and vehicles must abide by the following rules:
- Must not weigh more than 3.5t unladen
- Is valued less than £25,000
- Does less than 15,000 miles each year
- Was registered in 1990 or after
If you have any queries regarding these limitations, please consult our commercial vehicle insurance information page. If you still have any queries, please do not hesitate to contact our support team by email at van@insuredrisks.co.uk.
Payment must be made by debit or credit card. We do not make any additional charge for such payments.
Additional cover options
Our fully comprehensive policy automatically covers you for emergency windscreen replacement. Our underwriters provide a freephone emergency contact number for windscreen replacement claims.
Cover can also be taken out for the use of trailers at a minimal additional premium, and if you have more than four years no claims discount, you can protect this in the event of a claim.