Professional indemnity insurance
Our Professional Indemnity insurance product
Professional indemnity insurance protects you from claims by dissatisfied clients. Professional indemnity insurance covers, for example, if you mis-quoted a third party, gave guaranteed advice that failed to hold up or accidentally infringed a third parties rights. In the professional world it is impossible to cover every eventuality, and claims can bring down individuals and small businesses in one move.
Our Professional Indemnity insurance protects you from:
- Negligence and breach of a duty of care
- Negligent misstatement or misrepresentation
- Infringement of intellectual property rights
- Intentional dishonesty of your partners, directors, employees or self employed freelancers
Cover is currently available for 38 professions, with up to five staff in total. In most cases cover is available in steps from £50,000 to £1,000,000. The policy is underwritten by Hiscox Insurance - a major and recognised provider of high quality professional indemnity insurance.
Additional cover options
Public liability insurance and employers liability insurance are both available as options with this product. By choosing the levels of cover you want in these areas you can build a comprehensive insurance package for your business at a competitive online price.
For further details please read the public liability insurance information page.
Along with the professional indemnity and liability insurances, £5000 contents cover can also be included.
Three levels of excess mean you can tailor your quote exactly to your needs. When you make a claim, the excess is the amount you will have to contribute yourself towards the cost of the claim.